BoardWise are pleased to offer you the ability to spread your board payments with V12 Retail Finance.


Will I qualify for credit?

We can only consider your application if:

You are 18 or over, and employed at least 16 hours per week
You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies
You are a permanent UK resident and able to supply a UK address history for the last 3 years
Applications from students (unless employed at least 16 hours per week) or unemployed single house persons will not be considered

Applications also welcome from retired individuals, in receipt of a private or company pension (aged 50 or over at date of application). Meeting the criteria does not guarantee acceptance. Goods can only be delivered to your home address. If your application is accepted, the deposit must be paid by credit or debit card. Please note that we may request a proof of identity after your application has been approved and your deposit has been paid.

If you are unsure about your Credit History we recommend you get a FREE report before applying.

How much does this cost?
Our finance plans range from 0% to 19.9% depending on the duration. We're also flexible with the amount of deposit you pay, provided your deposit is at least 10% of the total value of your purchases.

Instant decision - no paperwork involved!
Our finance process is now instant, which means there are no more forms for you to sign, and you will know instantly whether or not you have been approved for credit. Your order will now take no longer to arrive than if you paid by credit card.

Applying for finance has never been easier. We are now using the amazing new V12 Finance fully online application system that has all the following benefits:

  • Online instant decision
  • Totally paperless - no printing or waiting for paperwork to sign
  • Goods dispatched straight away*
  • Repayments don't start until 1 month after you receive your goods

*Available on products that are in stock

How do I apply for finance?
Browse this website and add products to your basket in the normal way, using the Add To Basket button.

When you are happy with the products you have selected, checkout and select V12 Finance as your payment method. At this point you will be given clear instructions that will allow you to complete your finance application. Assuming your application is accepted you'll be able to place your deposit and confirm your order right there. There are no forms to sign! If your finance application is accepted and you pay the deposit, your order will come through to BoardWise and we'll send you the goods.

How do repayments work?
Monthly repayments will be taken by direct debit. Your finance agreement starts when you receive your goods. You don't start repaying your loan until a month after you have received your order.

Cooling-off period
You have 14 days from the receipt of your order to change your mind about the purchase. If you wish to keep the goods but cancel the finance, all you have to do is contact BoardWise and pay for the order via an alternative means (i.e. a credit card). BoardWise will then cancel your credit agreement and V12 will return your deposit. If you don't wish to keep the goods, then you must return your order to BoardWise in the same condition that you received it, at which point BoardWise will cancel the agreement and V12 will return your deposit.

Important Information
Boardwise Limited are licensed credit brokers "Licence Number 655141". Credit is subject to status and available to permanent UK residents only. Finance will be provided by V12 Retail Finance Limited. Registered in England Number 04585692. Registered Office: V12 Retail Finance Limited, 20, Neptune Court, Vanguard Way, Cardiff, South Glamorgan, CF24 5PJ. The retailer is Boardwise Limited. Written terms available on request.